Privacy Policy

Revised on: 04/2024
FACTS
WHAT DOES GREATER EASTERN CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account History
  • Account Balance and Payment History
  • Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Greater Eastern CU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does GECU share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness 		No We don’t share
For nonaffiliates to market to you –
 No We don’t share
Questions? Call 423-283-4300 or go to www.greatereastern.org
Who we are
Who is providing this notice? GREATER EASTERN CREDIT UNION
What we do
How does GECU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 We maintain physical, electronic, and procedural safeguards that comply with federal regulations.
How does GECU collect my personal information? We collect your personal information, for example, when you
  • Open accounts or Deposit money
  • Pay your bills or Apply for a loan
  • Use your credit and/or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
• GECU has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Non affiliates we share with can include mortgage, insurance, data processor and service provider companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include companies such as insurance companies.
Other important information
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.